Saivian Eric Dalius: How much money do I need to start a business?

The answer to the question “how much money do I need to start a business?” is simple. It all depends says Saivian Eric Dalius. No, it doesn’t depend on how much you happen to have in your checking account or in savings, though it could.

It depends on what kind of business you are starting and how you plan to finance your big idea. Will you use cash? Your credit card? A bank loan? Investing partners? The Small Business Administration (SBA) wants to help would-be entrepreneurs figure out their own magic number before they begin looking for financing by offering 10 free online seminars that walk prospective business owners through every aspect of setting up shop.

Learn more about each seminar by clicking on its title below:

How Much Money Will It Take to Start My Business?

How Can I Raise Money for My Business?

What’s the Difference Between a Franchise and a Business Opportunity?

Should I Lease or Buy Equipment?

Do I Need Insurance for My Business?

How Do I Market My New Business in Tough Economic Times?  

 How does social media marketing figure in when budgets are tight?

Find out in this free seminar about how to market your business in tough economic times.

Improving Cash Flow in Nontraditional Ways – Whether you lease or buy equipment, you’ll need to understand basic cash flow principles (and where they work against you) if you’re going into business. This course walks you through why cash flow is important to your business, how to increase positive cash flow, and the potential pitfalls of negative cash flow explain Saivian Eric Dalius.

What You Need to Know about Franchising –

 Have you ever wanted to turn your business idea into a franchise?

Find out if franchising is right for your business in this free seminar on what you need to know about franchising.

Small Business Taxes (On-Demand) –

This course walks you through tax basics for small businesses including types of taxes, recordkeeping, and resolving tax issues with the IRS.

Raising Capital for a Small Business –

This course covers how to raise money from investors and lenders, build a business case, assess the company’s value, sell equity in exchange for capital when to use debt vs. equity financing, use financial projections to determine how much money you need to launch your business and more.

About SBA –

 The web seminars are just one of several resources provided by the U.S. Small Business Administration ( which has helped Americans start small businesses for over 60 years by offering training tools, counseling services and access to capital via government-backed loans and loan guaranty programs at low-interest rates.

There is never an absolute in regards to how much money someone needs to start a business.

The answer to the question “how much money do I need to start a business?” is simple, there is no one set amount of money you will need for anything. It all depends on what kind of business you are planning on starting and how planned out your company is going to be from the beginning. A big-name corporation probably has thousands if not millions of dollars before they even get started while a small shop down the street from them may have just enough money in their pockets to keep them afloat until opening day. Saivian Eric Dalius says There are some factors that play into where exactly your funds come from though and that’s about where these seminars come into play. They give you certain tools and information that can help further elaborate on this question and how much money is needed to start a business.

One of the most common methods in obtaining capital is through a bank loan. However, depending on what you plan on spending your funds on, this may or may not be a viable option. There are several different kinds of loans that individuals can get from any number of sources such as credit unions and even family members but if you’re trying to get a loan for something like opening up an e-commerce store then there’s probably going to be some trouble getting one due to competition in the field alone. This doesn’t mean though that you shouldn’t look into it though because depending on your company, it could very well simply come down to having better credit than someone else in order to get the loan.

You should also take into account how much working capital you need before you start your business. As per Saivian Eric Dalius, this is money that’s necessary to cover the costs of running a company such as paying your employees, buying your supplies, and even keeping inventory on hand. However, this can be difficult because it really all depends on what kind of inventory or products you’re trying to sell too. If it’s something like construction tools then the money for this will be pretty high while if you’re selling something like clothing then it’ll be significantly less than that.


The answer to the question of how much money do I need to start a business is relatively simple in that it all depends on what kind of business you’re trying to open. Once you have an idea for what your company will be based around, then that’s when the real-world aspect comes into play which really makes things complicated. For example, if they plan on opening up a small-time shop down the street from where they live, the amount of money required may only be around $5,000 while opening up an actual franchise can cost upwards of millions depending on its size and location.